Most of us would love to have a brighter smile but getting our pearly whites to stay that way isn’t always easy. If you’ve tried over the counter tooth bleaching kits and struggled with sensitivity, or you’re just looking for a more natural way to whiten your teeth, a charcoal-based toothpaste could be the solution. If your dentist gives you the all-clear, here are 3 reasons you should try it.

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MoneyTips

Congratulations! You've just finished paying off your mortgage – probably the largest debt you'll ever have in your life. Should you expect your credit score to increase as a result? Not necessarily.

Your credit score is calculated from your credit report, a history of all of your borrowing and payment activity. While your mortgage was probably a huge part of that history, it's just one part. Credit reports also consider other installment loans, your credit card payments, and any payments for non-borrowing related charges (like cable or utility bills) that have gone into collections. Every account matters and contributes to your credit score.

Consider the factors that go into calculating a credit score, starting with payment history – the most influential factor. Mortgages require regular payments for a long time. With those payments removed, that's one less regular payment that proves you...

How To Accelerate Mortgage Payments

Video: When To Accept Mortgage Prepayment Penalties

Understanding Mortgage Prepayment

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Whether you love lounging in the pool or prefer to get your workout in the water, this inflatable hammock float from Aqua is the best way to stay cool through a hot summer. Here’s why this pool accessory is a must have:

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Somewhere down the line, tacos became synonymous with ground beef, seasoned with a pre-mixed packet and served with pre-shredded seasoned cheese, maybe some sour cream, shredded lettuce and salsa. There might be black olives from a can, for some reason.